Ray Gutowski, CMFC® CRPC®

Ray Gutowski, CMFC® CRPC®

Private Wealth Advisor at Pinnacle Wealth Management

Ray founded Pinnacle Wealth Management as part of the Gladstone Wealth Group representing the culmination of his career in the investment industry that has spanned almost 20 years, starting with (the former) American Express Financial Advisors and then Fidelity.  Ray has spent the past 13 years in private practice as an investment advisor representative with (the former) Mutual Fund Store/ Financial Engines where he obtained both his Chartered Mutual Fund Counselor (CMFC®) and Chartered Retirement Planning Counselor (CRPC®) designations through the College for Financial Planning.  Ray obtained a Bachelor of Science degree from the University of Rhode Island with focused studies in Pre-Law and a major in Political Science. 

 “My passion and mission have always been to help hard working people navigate the complex world of investing as a cornerstone to achieving their financial goals.  Working as the purest form of a fiduciary I work tirelessly to be the financial partner people can trust in forming multi-generational relationships related to wealth accumulation, maintenance and distribution.  I focus on providing valuable financial advice and personalized, active investing.”