Ron's specialty is retirement income planning, from initial plans to implementation. He uses several planning techniques and select methods to ensure that a comprehensive review of the unique factors of each client’s case are considered. Ron recognizes that after successfully accumulating retirement funds, the real concern for most retirees is safely dispersing those funds over their entire lifetime to create steady, sustainable, durable, tax-advantaged income while creating a legacy for a spouse and loved ones. Nowadays, retirees do not have the benefit of solid pensions as in days past. They must now "pensionize" their 401Ks and other savings for steady, durable income. This is Ron’s specialty. He employs an endowment strategy like major institutional investments, however the strategy is modified for use with individual investors. The strategy is beneficial in helping to potentially reduce volatility. Additionally, Ron uses methods to assess your portfolio’s risk. Go to "Free Portfolio Risk Analysis".
Ron has more than 20 years as a personal financial and wealth advisor after serving 15 years in various capacities in corporate finance with such companies as Johnson and Johnson, Bristol Myers Squibb and United Technologies. During this time, however, Ron discovered his true passion, which was to work with individuals, families, executives and business owners as a problem solver and owner of his own tax planning and preparation firm. He further developed his personal financial planning expertise with additional training to earn the CFP® designation. He obtained post graduate certification in financial management from the Wharton School. Ron serves in various capacities with several local charities and two fraternal organizations, being a firm believer of living his faith through action and service to others. Ron resides in central New Jersey with his wife, Olivia and is a proud father and grandfather. He enjoys golf and tennis and vows to remain a lifelong fitness enthusiast. Ron stands ready to discuss your retirement income questions.